<p class="MsoNormal" align="center" style="text-align:center;tab-stops:96.75pt"><b><span lang="EN-US" style="font-size:14.0pt;
line-height:107%">Terms and Conditions for CCBRT Academy Trainings<o:p></o:p></span></b></p>

<p class="MsoListParagraph" style="text-align:justify;text-indent:-.25in;
mso-list:l0 level1 lfo2;tab-stops:96.75pt"><!--[if !supportLists]--><b><span lang="EN-US">1.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></b><!--[endif]--><b><span lang="EN-US">General Contract Terms<o:p></o:p></span></b></p>

<p class="MsoNormal" style="text-align:justify;tab-stops:96.75pt"><span lang="EN-US">These terms and conditions apply to all training programs delivered
by the CCBRT Academy. <o:p></o:p></span></p>

<p class="MsoListParagraphCxSpFirst" style="margin-left:.75in;mso-add-space:auto;
text-align:justify;text-indent:-.25in;mso-list:l1 level2 lfo1;tab-stops:96.75pt"><!--[if !supportLists]--><span lang="EN-US">1.1<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: &quot;Times New Roman&quot;;">&nbsp;&nbsp;
</span></span><!--[endif]--><span lang="EN-US">These terms apply to all
visitors, users and others who access and engage in the training services
provided by the CCBRT Academy. <o:p></o:p></span></p>

<p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space:
auto;text-align:justify;text-indent:-.25in;mso-list:l1 level2 lfo1;tab-stops:
96.75pt"><!--[if !supportLists]--><span lang="EN-US">1.2<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: &quot;Times New Roman&quot;;">&nbsp;&nbsp; </span></span><!--[endif]--><span lang="EN-US">Your access to and participation in the training services is
conditioned to your acceptance of these Terms. &nbsp;<o:p></o:p></span></p>

<p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space:
auto;text-align:justify;text-indent:-.25in;mso-list:l1 level2 lfo1;tab-stops:
96.75pt"><!--[if !supportLists]--><span lang="EN-US">1.3<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: &quot;Times New Roman&quot;;">&nbsp;&nbsp; </span></span><!--[endif]--><span lang="EN-US">By accessing and participating in the training services you are
bound by these terms.&nbsp; If you disagree
with any part of the terms you may not access the training services. Please
read these terms and conditions carefully before registering for any of the
CCBRT Academy Training.</span><span style="font-size: 1rem;">&nbsp;</span></p>

<p class="MsoListParagraphCxSpMiddle" style="text-align:justify;text-indent:-.25in;
mso-list:l0 level1 lfo2;tab-stops:96.75pt"><!--[if !supportLists]--><b><span lang="EN-US">2.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></b><!--[endif]--><b><span lang="EN-US">Pre-Training Terms and
Conditions<o:p></o:p></span></b></p>

<p class="MsoListParagraphCxSpMiddle" style="margin-left:1.0in;mso-add-space:
auto;text-align:justify;text-indent:-.25in;mso-list:l0 level2 lfo2;tab-stops:
96.75pt"><!--[if !supportLists]--><span lang="EN-US">a.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><!--[endif]--><span lang="EN-US">Participants must register in advance to take part in CCBRT Academy
trainings. Registration consists of filling out the online form provided on the
CCBRT Academy Website. Registration also includes selecting the training
session the participant intends to attend. The Training Course Catalog on the Website
provides a list of training services offered by the Academy.<o:p></o:p></span></p>

<p class="MsoListParagraphCxSpMiddle" style="margin-left:1.0in;mso-add-space:
auto;text-align:justify;text-indent:-.25in;mso-list:l0 level2 lfo2;tab-stops:
96.75pt"><!--[if !supportLists]--><span lang="EN-US">b.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><!--[endif]--><span lang="EN-US">The CCBRT Academy will generate a billing invoice for the selected
services/training through its Website and submit it to the participant through
email and or through the option of downloading and printing.<o:p></o:p></span></p>

<p class="MsoListParagraphCxSpMiddle" style="margin-left:1.0in;mso-add-space:
auto;text-align:justify;text-indent:-.25in;mso-list:l0 level2 lfo2;tab-stops:
96.75pt"><!--[if !supportLists]--><span lang="EN-US">c.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><!--[endif]--><span lang="EN-US">The participant will only be enrolled for training upon the
successful payment of the selected service/training.<o:p></o:p></span></p>

<p class="MsoListParagraphCxSpMiddle" style="margin-left:1.0in;mso-add-space:
auto;text-align:justify;text-indent:-.25in;mso-list:l0 level2 lfo2;tab-stops:
96.75pt"><!--[if !supportLists]--><span lang="EN-US">d.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><!--[endif]--><span lang="EN-US">Cancellation of orders cannot be done one day before the training
and registrants who do not attend on the day of the training will be considered
'no shows' and will be charged the full course registration fee.<o:p></o:p></span></p>

<p class="MsoListParagraphCxSpMiddle" style="text-align:justify;text-indent:-.25in;
mso-list:l0 level1 lfo2;tab-stops:96.75pt"><!--[if !supportLists]--><b><span lang="EN-US">3.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></b><!--[endif]--><b><span lang="EN-US">Terms and Condition during
Training<o:p></o:p></span></b></p>

<p class="MsoListParagraphCxSpMiddle" style="margin-left:1.0in;mso-add-space:
auto;text-align:justify;text-indent:-.25in;mso-list:l0 level2 lfo2;tab-stops:
96.75pt"><!--[if !supportLists]--><span lang="EN-US">a.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><!--[endif]--><span lang="EN-US">All participants should attend and participate in the training as
stipulated <o:p></o:p></span></p>

<p class="MsoListParagraphCxSpMiddle" style="margin-left:1.0in;mso-add-space:
auto;text-align:justify;text-indent:-.25in;mso-list:l0 level2 lfo2;tab-stops:
96.75pt"><!--[if !supportLists]--><span lang="EN-US">b.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><!--[endif]--><span lang="EN-US">All participants should confirm their particular sign the attendance
register<o:p></o:p></span></p>

<p class="MsoListParagraphCxSpLast" style="text-align:justify;text-indent:-.25in;
mso-list:l0 level1 lfo2;tab-stops:96.75pt"><!--[if !supportLists]--><b><span lang="EN-US">4.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></b><!--[endif]--><b><span lang="EN-US">Certification<o:p></o:p></span></b></p>

<p class="MsoNormal" style="margin-left:.5in;text-align:justify;tab-stops:96.75pt"><span lang="EN-US">Participant who meet all the criteria below will be eligible for a
certificate:<o:p></o:p></span></p>

<p class="MsoListParagraphCxSpFirst" style="margin-left:1.0in;mso-add-space:auto;
text-align:justify;text-indent:-.25in;mso-list:l0 level2 lfo2;tab-stops:96.75pt"><!--[if !supportLists]--><span lang="EN-US">a.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</span></span><!--[endif]--><span lang="EN-US">Only participants who are
present for the full duration (stated hours &amp; date/s) of the training will
qualify for the certificate<o:p></o:p></span></p>

<p class="MsoListParagraphCxSpLast" style="margin-left:1.0in;mso-add-space:auto;
text-align:justify;text-indent:-.25in;mso-list:l0 level2 lfo2;tab-stops:96.75pt"><!--[if !supportLists]--><span lang="EN-US">b.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</span></span><!--[endif]--><span lang="EN-US">Only participants who sign the
attendance register for all the planned days/ time/duration of the training.</span><span style="font-size: 1rem;">&nbsp;</span></p>

<p class="MsoListParagraphCxSpMiddle" style="text-align:justify;text-indent:-.25in;
mso-list:l0 level1 lfo2;tab-stops:96.75pt"><!--[if !supportLists]--><b><span lang="EN-US">5.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></b><!--[endif]--><b><span lang="EN-US">Terms of payment<o:p></o:p></span></b></p>

<p class="MsoListParagraphCxSpMiddle" style="margin-left:1.0in;mso-add-space:
auto;text-align:justify;text-indent:-.25in;mso-list:l0 level2 lfo2;tab-stops:
96.75pt"><!--[if !supportLists]--><span lang="EN-US">a.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><!--[endif]--><span lang="EN-US">Training fees can be paid using a control number generated on the
Academy website during registration and proof of payment uploaded on the same
system 48 hours before the training commences. Payment can also be made using
the bank details provided on</span><span style="font-size: 1rem;">&nbsp;</span></p>

<p class="MsoListParagraphCxSpMiddle" style="text-align:justify;text-indent:-.25in;
mso-list:l0 level1 lfo2;tab-stops:96.75pt"><!--[if !supportLists]--><b><span lang="EN-US">6.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: &quot;Times New Roman&quot;;">&nbsp; &nbsp;&nbsp;</span></span></b><!--[endif]--><b><span lang="EN-US">Cancellation and compensation
<o:p></o:p></span></b></p>

<p class="MsoListParagraphCxSpMiddle" style="margin-left:1.0in;mso-add-space:
auto;text-align:justify;text-indent:-.25in;mso-list:l0 level2 lfo2;tab-stops:
96.75pt"><!--[if !supportLists]--><span lang="EN-US">a.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><!--[endif]--><span lang="EN-US">The Academy will provide cancellation notification not less than 24
hours before the start of the training.<o:p></o:p></span></p>

<p class="MsoListParagraphCxSpMiddle" style="margin-left:1.0in;mso-add-space:
auto;text-align:justify;text-indent:-.25in;mso-list:l0 level2 lfo2;tab-stops:
96.75pt"><!--[if !supportLists]--><span lang="EN-US">b.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><!--[endif]--><span lang="EN-US">Trainee/s that you wish to cancel a training registration should in
writing (by email or post) submit a cancellation notification not less than 28
days before the start date of a course, you will be entitled to a 50% refund. <o:p></o:p></span></p>

<p class="MsoListParagraphCxSpMiddle" style="margin-left:1.0in;mso-add-space:
auto;text-align:justify;text-indent:-.25in;mso-list:l0 level2 lfo2;tab-stops:
96.75pt"><!--[if !supportLists]--><span lang="EN-US">c.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><!--[endif]--><span lang="EN-US">Trainees that make cancellations for any reason in less than 28 days
before the start date of a course will receive no refund but may transfer the
fee or substitute the training for another. &nbsp;<o:p></o:p></span></p>

<p class="MsoListParagraphCxSpLast" style="margin-left:1.0in;mso-add-space:auto;
text-align:justify;text-indent:-.25in;mso-list:l0 level2 lfo2;tab-stops:96.75pt"><!--[if !supportLists]--><span lang="EN-US">d.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</span></span><!--[endif]--><span lang="EN-US">Trainees who fail to attend the
course there are registered for without giving prior notice to the CCBRT
Academy, we are unable to refund the course fees or offer a transfer.</span><b style="font-size: 1rem;"><span lang="EN-US">&nbsp;</span></b></p>

<p class="MsoListParagraphCxSpMiddle" style="text-align:justify;text-indent:-.25in;
mso-list:l0 level1 lfo2;tab-stops:96.75pt"><!--[if !supportLists]--><b><span lang="EN-US">7.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></b><!--[endif]--><b><span lang="EN-US">Rights to training
documents, software<o:p></o:p></span></b></p>

<p class="MsoListParagraphCxSpMiddle" style="text-align:justify;tab-stops:96.75pt"><span lang="EN-US">All Training Material and all intellectual property rights in all
Training Material (including the design, graphics and text of all printed
materials) is owned by CCBRT Academy. All trainees who have access to the
various training material, are granted a non-exclusive, non-transferable,
revocable license to use the Training Material. None of the CCBRT Academy
Training Material may be copied, reproduced, uploaded, posted, displayed or
linked to in any way, in whole or in part, without obtaining permission from
the organization.</span></p>

<p class="MsoListParagraphCxSpMiddle" style="text-align:justify;text-indent:-.25in;
mso-list:l0 level1 lfo2;tab-stops:96.75pt"><!--[if !supportLists]--><b><span lang="EN-US">8.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></b><!--[endif]--><b><span lang="EN-US">Trainee Obligation<o:p></o:p></span></b></p>

<p class="MsoListParagraphCxSpLast" style="margin-left:1.0in;mso-add-space:auto;
text-align:justify;text-indent:-.25in;mso-list:l0 level2 lfo2;tab-stops:96.75pt"><!--[if !supportLists]--><span lang="EN-US">a.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</span></span><!--[endif]--><span lang="EN-US">You may not give access to your
service portal (log-in details) to a third party.<o:p></o:p></span></p>

<span lang="EN-US" style="font-size:11.0pt;line-height:107%;font-family:&quot;Calibri&quot;,sans-serif;
mso-ascii-theme-font:minor-latin;mso-fareast-font-family:Calibri;mso-fareast-theme-font:
minor-latin;mso-hansi-theme-font:minor-latin;mso-bidi-font-family:&quot;Times New Roman&quot;;
mso-bidi-theme-font:minor-bidi;mso-ansi-language:EN-US;mso-fareast-language:
EN-US;mso-bidi-language:AR-SA">You are obliged to comply with all health and
safety rules and regulations and any other reasonable security requirements
that apply to the&nbsp;</span>